Navigating the Open Enrollment Period can be very stressful and confusing, especially without any guidance. Open Enrollment is when you can enroll in a health insurance plan. Choosing the right insurance plan is about understanding your unique needs. Compass is here to simplify your journey and empower you to make informed decisions.
The Open Enrollment Period begins on November 1st, 2023 and ends on January 15th 2024 (CMS). Enrolling before December 15th can help you get a full year of coverage starting on January 1st. For many, this is a critical time to review existing health coverage, evaluate personal and family health needs, and make informed decisions about insurance for the coming year. Whether you are enrolling for the first time or considering a switch from an existing plan, this window offers the chance to secure coverage without the requirement of a qualifying event.
To successfully navigate open enrollment, you should first assess changes in your or your family’s health needs and compare them to available plan options. Understanding important insurance terms, such as premiums and deductibles, aids in making cost-effective choices.
How Compass Community Health Can Help You
At Compass Community Health, we don’t want you to navigate this tough process alone. Open Enrollment can get confusing, frustrating, and it’s hard to even find a place to start. We make it easy - contact us at (740) 355-7102 to get in contact with a Certified Application Counselor for FREE!
What is a Certified Application Counselor?
According to Healthcare.gov, a Certified Application Counselor is “An individual who is trained and able to help consumers, small businesses, and their employees as they look for health coverage options through the Marketplace.” Compass Community Health provides a Certified Application Counselor during this stressful time, at no cost for you. Even if you’re not a Compass patient, we are here to help anyone within our community.
How long will my appointment take?
It depends on the number of individuals and information provided. It will also depend on if you are re-enrolling or completing an application for the first time. Please allow at least 1-2 hours for your appointment. An additional appointment may be needed if you do not decide on a health plan that day and would like to come back to discuss your options.
What information will I need to know and provide when meeting with my Certified Application Counselor?
Name, Date of Birth and Social Security numbers of all individuals living in your home whether they are applying for coverage or not.
The physical and mailing address of all individuals that are listed on the application.
Income information for all Individuals and tax filing status such as single, married filing jointly or head of household.
The contact information for employers if anyone has employer sponsored health insurance.
If anyone on your application who needs coverage is a lawfully present immigrant, you’ll be asked to provide information from their immigration documents such as their ID number and expiration date.
If anyone currently has health insurance whether it be through Medicaid, Medicare, CHIP, Military, Individual, their Employer or any other entity. ID numbers will also be needed.